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關於貸款中的重機買賣問題
Aug 11th 2013, 19:07

小弟最近打算購入一台紅牌, 但對方說還有貸款要先結清, 所以請小弟先匯給他貸款尚餘得金額給他去清貸款然後再約監理所辦過戶用現金清尾款, 目前是已經付了訂金也有一張機車買賣契約書上面有手寫說已收訂金, 幾號前匯給他他的貸款尚餘金額, 然後剩下尾款過戶時付清...

但小弟的車友提到說這貸款金額匯給他後我需要有保障所以問他看是要先讓我把車騎走還是他開張本票給我, 然後過戶完結完尾款後本票交還給他撕掉, 可是對方說不想搞這麼複雜, 說只是單純賣車又不是和我借錢....趕快把錢匯給他讓他結完貸款好辦事....不太配合給我保障呢

小弟想出目前有3條路

1.錢匯給他後 確認收到 讓他去弄貸款結清然後再約監理所辦過戶和尾款現金支付 但車給我先騎走
2.錢匯給他後 確認收到 開張本票按手印給我
3.錢現金給他 然後當場點收 重新開張收據上面寫清楚目前一共收到多少金額還有接下來每一步驟給我 當做新的訂金收據 然後之前那張收據撕掉

感覺第2第3項比較可靠...

不知道諸位大大的看法怎麼樣?

感謝

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